What Does Your Credit Score Mean for a Reverse Mortgage?

When it comes to applying for a mortgage loan – whether forward or reverse – there are several requirements you will need to meet. In the case of a traditional ‘forward’ mortgage, perhaps the most intimidating of these requirements is having a sufficient credit score. After all, the higher your credit score, the better your loan terms tend to be.

But what does your credit score mean when applying for a reverse mortgage? And what if your credit score is, well – less than excellent? While there are several requirements to qualify for the loan, having a good credit score is not the sole determining factor. Even if your credit score has some blemishes, you may still qualify for a reverse mortgage.

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