Reverse Mortgage Loan for Seniors

Welcome to Longbridge Financial, a reverse mortgage lender. A reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), enables homeowners to unlock the equity in their homes and use it as an added financial resource during retirement. As a dedicated reverse mortgage lender, Longbridge Financial will help you determine if an HECM is right for you, and, if so, to find the best reverse mortgage for your needs.

A reverse mortgage is an important financial tool that lets you safely tap into the equity you’ve built in your home. You receive cash for the things you need or want, while still living in and owning your home. Unlike a traditional mortgage or home equity loan, with a reverse mortgage, you do not need to make monthly payments.

You can use the money from your reverse mortgage in a variety of ways from eliminating an existing mortgage payment to establishing an additional monthly income stream. The money from the reverse mortgage is available to you as a lump sum, monthly income, line of credit, or a combination of these.

“I recently helped my parents take out a reverse mortgage on their house. I was very fortunate that we chose Longbridge Financial for this. From the first point of contact with our agent, it was clear to me that we were in good hands. There was not one point in time during the whole process that we did not know exactly what to expect or what was required from us. Our agent still checks in with me on occasion to say hello and see how my parents are doing. Talk about service! If you are in the market for a reverse mortgage, this is the place to go.”

Howard
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At Longbridge Financial, we believe a home is a place where families create memories, celebrate holidays and all of the life’s big and small events and occasions.

To qualify for a reverse mortgage you must:

  • Be age 62 or older
  • Own your home (those with existing mortgages also qualify)
  • Live in your home and maintain property taxes and insurance

The average home offers seniors much more than sentimental value; it represents half of the homeowner’s wealth. As a reverse mortgage company, Longbridge Financial helps homeowners unlock that equity to build a more secure retirement while remaining in the home.

Whether you are looking for a reverse mortgage lender or want to just learn more about a HECM, a Longbridge Financial reverse mortgage consultant is here to help you achieve those goals. We encourage you to browse our website to learn more about the advantages of a reverse mortgage for seniors, how the reverse mortgage loans work, as well as the HECM for purchase reverse mortgage process. Please contact us for additional information, advice from a reverse mortgage expert, or a reverse mortgage quote.

Why Choose Us?

  • High Customer Satisfaction Ratings

  • Great Pricing

    We offer low rates, zero origination fee plans and other federally insured programs.

  • Special Gold Program

    This exclusive program offers industry-leading pricing for those who qualify.

  • Industry Expertise

    Reverse mortgages are all we do. Our knowledgeable staff has years of experience and are true experts in the reverse mortgage industry.